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Whenever there is a flash flood on the road, you have a potential flood insurance claim. Lots of homeowners don’t think that flooding will affect their property. Yet, in the past five years, all 50 states experienced a flood. Unfortunately, statistics show that the majority of people affected by these floods did not have flood insurance.
Here at No BS Flood Insurance we we see a lot of flood insurance claims being made. While we’re glad that our customers are taken care of with the protection we helped them choose, using your flood insurance is no replacement for preventing flood damage to begin with. Here’s 5 easy ways to reduce the risk of flood damage to your home
When most homeowners think about flood insurance they think about a wall of water rushing through the home carrying away all your belongings into the street which has now become a river. The reality is that flood damage more frequently results from as little as an inch of water.
According to the National Associate of Insurance Commissioners, 33% are under the impression that flood damage is covered by homeowners insurance. However this is not the case! Since floods nearly every property is potentially at risk for flood damage and it can be extermely expensive it brings up the obvious question, why?
There’s a lot of misinformation out there about all types of insurance and flood insurance is no exception. Flood insurance is different from most other types of insurance in many different ways and that lends itself to common misunderstandings that have a tendency to spread like floodwater. (please excuse the pun). Here are 5 of the biggest lies you’ve been told about flood insurance:
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January 2020
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Licence # - Arkansas: 100116064 | Arizona: 856688 | CA: 0C94234 | Colorado: 279339 | Connecticut: 2450317 | Florida: L054138 | Illinois: 100345551
North Carolina: 1000109230 | New Jersey: 1123706 | New Mexico: 100012913 | Nevada: 19300 | New York ( doing business as Royal Colonial Insurance) : BR1036521
Ohio: 41343 | Oregon: 100171064 | Pennsylvania: 601070| South Carolina: 180702 | Texas: 1616350 | Washington: 846460| Wisconsin: 2660029 |
West Virginia: 100177705 | Acrisure of California, LLC license number of 0K07568.
North Carolina: 1000109230 | New Jersey: 1123706 | New Mexico: 100012913 | Nevada: 19300 | New York ( doing business as Royal Colonial Insurance) : BR1036521
Ohio: 41343 | Oregon: 100171064 | Pennsylvania: 601070| South Carolina: 180702 | Texas: 1616350 | Washington: 846460| Wisconsin: 2660029 |
West Virginia: 100177705 | Acrisure of California, LLC license number of 0K07568.